📞(910) 289-4020
Powered by Sheffield Financial

Equipment Financing Made Easy

Get the outdoor power equipment you need today with affordable monthly payments. Competitive rates and a simple online application through Sheffield Financial.

Flexible Options

Why Finance With Us?

We partner with Sheffield Financial to offer competitive financing on all major brands we carry.

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Competitive Rates

Low interest rates and promotional financing offers available on qualifying purchases.

Fast Approval

Quick online application with decisions often in minutes. Get approved and take your equipment home the same day.

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Flexible Terms

Choose from a range of repayment terms to fit your budget. Monthly payments that work for you.

No Hidden Fees

Straightforward terms with no surprises. Know exactly what you'll pay each month before you sign.

Simple Process

How It Works

1

Choose Your Equipment

Browse our inventory of Bobcat, Worldlawn, and RedMax equipment. Our team will help you find the right fit.

2

Apply Online

Complete a quick application through Sheffield Financial. It only takes a few minutes and won't affect your credit score for initial pre-qualification.

3

Get Approved

Receive a decision quickly. Our staff can walk you through the terms and answer any questions about your financing options.

4

Take It Home

Sign your agreement and take your new equipment home. We'll make sure everything is set up and ready to go.

Top Brands

Brands Eligible for Financing

Finance new equipment from any of the premium brands we carry.

Common Questions

Financing FAQ

What credit score do I need to qualify?

Sheffield Financial considers a range of credit profiles. While a higher credit score may qualify you for better rates, financing options are available for many credit situations. Apply online to see what you qualify for.

Is a down payment required?

Down payment requirements vary depending on the financing plan and your credit profile. Some promotional offers may require no money down. Our team can help you understand the options available to you.

What repayment terms are available?

Sheffield Financial offers a variety of term lengths, typically ranging from 12 to 84 months. Longer terms mean lower monthly payments, while shorter terms save on total interest paid.

Can I finance used equipment?

Financing availability for used equipment may vary. Contact us directly to discuss your options. We can often work with you to find a solution that fits your needs.

How long does the approval process take?

Most applications receive a decision within minutes. Once approved, you can finalize your purchase and take your equipment home the same day in many cases.

Can I pay off my loan early?

Yes, Sheffield Financial typically allows early payoff. Check your specific financing agreement for details on any prepayment terms.

Our Financing Partner

Sheffield Financial is one of the nation's leading providers of outdoor power equipment financing. With decades of experience, they specialize in making equipment purchases affordable for homeowners and professionals alike.

  • Trusted by thousands of dealers nationwide
  • Simple, secure online application
  • Flexible plans for every budget
  • Manage your account online 24/7
Apply at Sheffield Financial

Prefer to Apply In Person?

Visit our shop in Wallace and our team will walk you through the financing process step by step. We're here to help.

Sheffield Outdoor Products

390 Sheffield Road, Wallace, NC 28466

Mon-Fri 9AM-5PM

(910) 289-4020

Ready to Get Started?

Apply online in just a few minutes or visit our shop to discuss your financing options in person.